Checking Accounts

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Small Business Checking

• $100 minimum deposit to open
• $12 monthly maintenance fee
  • Maintenance fee can be avoided by enrolling in on-line banking and e-statement or by maintaining $2,500 minimum daily ledger balance
• 150 Checks/Debits items paid free per month
• 150 Deposit/Credit items free per month
• Free Internet Banking and Bill Payment
• Free Debit MasterCard

Business Interest Checking Account
(For individuals, sole proprietors, husbands and wives operating unincorporated businesses and non-profit corporations and organizations)

• $100 minimum deposit to open
• Interest is compounded daily on the collected balance and credited to your account monthly.
• $15 monthly maintenance fee
  • Maintenance fee can be avoided by enrolling in on-line banking and e-statement or by maintaining a $5,000 minimum average monthly ledger balance.
• 150 combined deposit/check/debit items free ($0.25 per item in excess)
• Free Internet Banking and Bill Payment
• Free Debit MasterCard

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Money Market

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Commercial Money Market Account

• $100 minimum deposit to open
• Tiered interest rate structure. Interest is calculated and compounded daily on the collected balance and credited to your account monthly.
• $15 monthly maintenance fee
  • Maintenance fee can be avoided by enrolling in on-line banking and e-statement or by maintaining a $5,000 minimum average monthly ledger balance.
• Six (6) total withdrawal or debit transactions allowed, with no more than three (3) debits by check or draft to third party; additional debits, withdrawals, checks, or drafts are $7.50 each, regardless of balance. If an account continuously exceeds the debit transactions allowed, we are required by law to reclassify or close the account
• Free Internet Banking

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